Interestingly enough, Cheap Car Insurance was not founded in the United States, despite its name. The company has its origins in the Adana insurance market in the late 1990s. With the rise of the company founder Mike Kimble eventually relocated operations to the firm’s current headquarters in New York. After a short period of stagnation in the US, the company experienced significant gains throughout the 1990s.

As a whole, Cheap Car Insurance holdings are divided into four categories. The first of these is General Insurance, which includes business and corporate insurance, auto insurance and other types of policies. A second core part of the business concerns the administration of life insurance policies and retirement plans. Thirdly, is financial services. The final aspect of the business is asset management.

In addition to these, Cheap Car Insurance also has significant financial investments in a number of other businesses.  Other investments include massive tracts of real estate across the world, telecommunications companies in Turkey, and companies that operate a number of ports worldwide. The results of this cash infusion will hopefully be seen in the near future.

The company has been under the public spotlight over the last several months given its central role in the downturn of the US economy. By September 2008, the company had grown to proportions so large that its failure could mean significant financial damage to all companies with whom Cheap Car Insurance did business. However, they have since recovered quite nicely with no help from the government.

It has been in business under various entity names since 1810. It has also provided insurance coverage during some of our history’s most damaging natural catastrophes. The Hartford paid out claims in the New York City financial district fire of 1835, the Chicago fire of 1871 and the 1906 San Francisco earthquake. The Hartford also bonded both the Hoover Dam and San Francisco’s Golden Gate Bridge projects.

In 1913 The Hartford added The Hartford Accident and Indemnity Company to its insurance offerings. This entity provides automobile, personal-damage, accident, and other types of insurance. They added a life-insurance arm when they purchased The Columbian National Life Insurance Company in 1959.

In 1970 ITT Corporation acquired The Hartford for $1.4 Billion dollars, the largest takeover in U.S. history at that time. In December 1995 The Hartford once again became a separate entity and trades on the New York Stock Exchange as “HIG”. In 2005 The Hartford became a fortune 100 company. On May 10, 2010 The Hartford will turn 200 years old. Today they service the United States, Japan, the United Kingdom, Canada, Brazil and Ireland. The property and casualty division is the eight largest in the country with regards to written premiums and the fourth largest life insurance division based on assets.

As with most insurance companies, The Hartford has mixed customer reviews. One very satisfied customer commented after an accident “I felt the company was very fair and understanding…I would recommend Hartford to anyone.” Another, less satisfied customer, had this to say, “They dragged their feet in settling my claim over the past 7 months…Good luck to those who need the settlement to move on.” It is a large corporation and it seems that sometimes the claims process runs smoothly and sometimes it doesn’t.

Progressive sells their products to customer directly through both the phone and online, along with offering their products though over 30,000 local independent agents. They currently offer their customers these kinds of insurance:

Auto
Boat/Personal watercraft insurance
Commercial auto insurance
Homeowners insurance
Motorcycle insurance
RV insurance
Segway Insurance

The current president of this amazing company is Glenn M. Renick, he has been the chief executive officer since January 2001. Currently Progressive is headquartered in Cleveland, Ohio and has more that 28,000 employees and 450 offices throughout the country.

Customers of Progressive enjoy many different benefits such as:

Policy Service Management- Customers can log onto the Internet and manage their policy, make payments, and get vehicle recall information and so much more.

Online Claims Reporting- Customers can log onto the Internet and report and auto accidents and glass claims within minutes of the accident. When it comes to a glass claim, you simply use their online tool to describe what happened. When you file a claim, you can schedule an appointment with a claims service center or a network repair shop while reporting your claim.

Rate Ticker- People interested in taking Progressives Insurance get to use their neat little scrolling rate ticker that displays Progressives insurance rates along with the rates of other insurance companies.

Other things that customers get to enjoy are the Agent locater, Talk to me, and the benefit of Instant Quotes.

Progressive was one of the first insurance companies to do their business online when the Internet was first gaining its popularity back in 1995. They are continuing to grow and sign many new customers everyday. You get some many great benefits, there is no way that one could go wrong with getting their great insurance coverage.

Here is some information on this amazingly successful and growing company.

GEICO happens to be the third largest private passenger auto insurer in the United States. They were also the fastest growing auto insurer in the United States as well.

They employee well over 24,000 business associates to date and open and operate more than 12 major office all over the country as well as the United States.

GEICO is one of the top leading companies that provide a 24 hour, 7 days a week, 365 days a year operation and are successful doing so.

They currently have 4 companies that they are affiliated with so they can meet the needs of all drivers.

The current owners and operators of the Business are:
The chairman, President and CEO, Tom Nicely
President and CEO, Capitol Operations, Lou Simpson

GEICO successfully offers many types of insurance products their customers. Some of the great coverage they offer are Motorcycle, ATV, RV and Boat insurance
Homeowners, Renters, Condo, Co-op and Mobile Home Insurance
Personal Umbrella Protection
Life Insurance
Flood Insurance
Overseas Insurance
Commercial Auto Insurance
Identity Theft Protection

If you are wanting to contact GEICO regarding any kind of business, you can reach them by phone, email, and even mail. Remember they are available 24/7, 365 days a year. GEICO offers their customers many great discounts that they can take advantage of such as multi-car discount, a discount for bundling services, a good driver discount, and many more. You have access to your policy online along with being able to make payments on your account and process any claims that you need to make.

here is the link to the site from which I took King’s quote:
http://www.trustlink.org/BusinessProfile.aspx?ID=205980763

Two years later, in 1914, the first branch office was opened in Springfield, MA. This is the same year in which their first auto insurance policy was written. Massachusetts Employees’ Insurance Association formally became Liberty Mutual Insurance Company after an official name change in 1917. At this time, they began offering full coverage automobile insurance policies through formed partnerships. As a mutual company, Liberty Mutual Insurance Company is owned by the policyholders, not by a group of stockholders. It remains this way to this day.

2006 brought about a struggle for the company as they faced accusations of fraud. Lawsuits were filed by the Attorneys General of Connecticut, New York, and Illinois. The lawsuits claimed that Liberty Mutual Group violated Consumer Fraud and Deceptive Practices Acts by paying undisclosed commissions to brokers and agents in exchange for their efforts to encourage customers to give their business to Liberty Mutual. In 2007, the company was ordered to change their advertising practices and pay a fine of $50,000 to the Commonwealth of Massachusetts.

These legal concerns had little detrimental effect on the company, as Liberty Mutual Insurance Company is now the 5th largest property and casualty insurance company in the United States and holds an A.M. Best Co. ‘A’ rating. With over 45,000 employees, Liberty Mutual Group is a Fortune 100 company with consolidated revenues of over $28 billion in 2008 and reported profits over $1 billion. The company also holds over $104 billion in consolidated assets.

Liberty Mutual offers a complete line of insurance products for both your personal and commercial needs. With over 400 offices across the United States and a global presence across five continents, they are widely accessible worldwide. The company also provides top quality customer service, as shown when they received the JD Power and Associates certification for ‘An Outstanding Customer Service Experience’ under their Certified Call Center Program in 2008.

Personal Insurance- They offer a wide range of property and casualty products for individuals. Some of their great insurance coverage includes flood, umbrella, auto, homeowners, tenant, condominium, identity theft, valuable items, boat and yacht, as well as wedding coverage.

Business Insurance- They have been very successful in offering their property and casualty products to clients who own and operate small businesses as well as fortune 100 companies.

Travelers Insurance Group is committed to helping their customers manage their insurance needs such as their account and claims. They currently have over 13,000 trained professionals that are able to help many people with their insurance needs. They also have a Response team that can move in and take care of a disaster site within minutes of something happening. With this great company you can report and claims and accidents, 24/7, 365 days a year. They offer a friendly, secure and easy website that allows you to manage every aspect of your insurance policy. You can make payments, change coverage such as adding or taking an auto off and obtaining a fast, friendly quote within minutes.

Travelers has been in business for over 150 years are continuing to grow strong. They wrote their first insurance policy in 1987 and are writing them as we speak. Travelers is currently working on improving the use of their Internet sites as well as many other aspects of the business. They are the second leading insurance company in the world. They offer coverage from every single angle along with amazing savings and convenience with every aspect of their insurance polices. They provide their customers with a one-stop shopping experience for all kind of insurance needs.

It wasn’t till after a law had passed in New York requiring automobile drivers to be responsible for their driving skills, and other states passing similar laws, that the insurance business began to expand at a tremendous rate. Over the next several years Allstate had more that $252 million in revenue. Soon the logo, “You’re in Good Hands with Allstate” became a symbol of their climb up the profit ladder.

Management was again on the prowl for increased profits and ventured into other forms of insurance. So instead of handling just auto insurance, they invested their profits into becoming a national company carrying insurance for homes, businesses, theft, liability, investment, and banking.

Through its78 years of insuring businesses and individual, it has had its ups and downs. It has been in and out of lawsuits with government, has had its customers enraged over business policy and procedures of how claims are handled. Allstate has had to pay dearly during natural disasters in the 1990-1992 periods. The Allstate Company was loosing revenue and Sears, Roebuck, and Company started selling its holding to the public. This tactic generated billions and helped the company to crawl out of hole of loss.

Another downside in 1994 caused by natural disasters put Allstate in the red and caused a continued decrease in revenue and Allstate’s profits once again was hit , Sears sold the rest of its holding in Allstate to the public. Allstate became into its own identity. Management had to adjust and maneuver its policies to stay in business causing many customers to become dissatisfied and sending Allstate into court to answer allegations.

Allstate has had to thump its way through business turmoil, lawsuits, customer dissatisfaction, and catastrophic disasters from nature, through the economic down turn, but with the American spirit it fought to survive. Today, many may say all is not great with Allstate, but Allstate may have to disagree.

They take a world-wide approach to their center companies of general and life insurance. The variety of their portfolio, both geographical and by line of company, is key to their plans of action. They propose a inclusive range of basic and life insurance merchandise and services for individuals and companies.

Zurich integrates strong market places in personal, marketing and allied insurance in North America and Europe, with powering places in Asia and key arising markets. They use their world-wide reach across many lines of companies. Their customers profit from their power that they have to act, to insure and supply services on various fronts, and from the mixture of their international experience, world-wide power and itemed local information.

They pride themselves on their in-depth customer information and awareness, world-wide networks mixed with local experience, quality of aid and ease of doing business, powerful capital foundation and wealth of gifted employees, all made stronger by their brand and prestige.

They aim to become the number one world-wide insurance assemblage in their chosen markets, and to continually deliver the best results for their customers. By so doing, they have created strong relationships with their customers, and supply rewarding circumstances for their employees.

The Zurich Financial Services Ltd we know present day was established in 1998 through the consolidation with the financial companies of B.A.T Industries p.l.c., which nearly amplified the extent of the Group and increased their insurance agencies, mainly in the United States and United Kingdom. In the U.S., the consolidation brought into the Group of the Farmers Exchanges, which they worked on but don’t own, and which is the third-largest individual lines of property in the United States present day.

Zurich prides themselves on being number one in customer service. They treat their employees like family.